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I'm reading: Do I Have to Pay for my Parents' Funerals?Tweet this!  Share on Facebook

Do I Have to Pay for my Parents' Funerals?

SEPTEMBER 2, 2009        TAGS: FUNERALS, FAMILY, ILLNESS, COPING         COMMENTS (1)
Dear Judy,

Just wondering about something really important: When my parents pass away, do I have to pay for a funeral? Or really, two funerals?
 
I am an only child, with absolutely no money for something like this. I don't own my own home or have any assets to fall back on.
 
Can I refuse to arrange and pay for a funeral? What legal problems will I have to face?
 
Does there even have to be a funeral?
 
Thanks in advance for any advice.
 
Len
 
BachrachDear Len,

Actually your question is a pretty common one -- and for good reason. In this country, the average funeral these days costs $7,323.00.  And that's without a gravestone or a clergyman or a million wreaths. Moreover, that's the average cost, meaning it could be a lot higher, depending on the city you live in and the amount of competition among funeral homes in your area (there are about  21,000 funeral homes nationwide, but many are owned by what I like to call mega-death corporations, so they are not exactly all in competition with each other).

Now to your question: Do you have to fork out at least $15,000 for two parents when they die?

The answer is: No. Funerals and large payments for funerals are not mandatory.

Here's one way out: When a parent is near death, contact either a local university medical school to see if they accept full body donations – or contact a private outfit (Bio-Gift is one) that collects corpses.

You, as next of kin, will have to sign a document promising the corpse of your parent to whatever organization or private company you choose.

Will you get the remains, after the university or private company is done with its medical analyses of your parent?

Yes -- generally the remains will be cremated and put in a box.

If you want to invite friends and relatives over to your house to view the box and celebrate the lives of your parents, that’s a nice, cost-effective way to do things. After the ceremony, you have a lot of burial choices that also cost nothing.  You can by law bury the box and its contents in your backyard, you can keep it in perpetuity on the mantel – or you can fling the ashes to the winds, if you prefer.
 
Any other benefits to this sort of ending? Yes again! These kinds of donations supposedly benefit science. Certainly they benefit the private companies that sell body parts to universities – and the medical students at the universities themselves.

But you at least pay nothing.

Thank you for writing,

Judy


--

Dear Judy,

I'm not sure I should be writing you. I don't know whether I'm dying or not, but I think it can't be good. I've had one mastectomy. Next Tuesday it will be two.

My son, who is 15, never knew about the breast cancer. Now that my husband and I are separated, I think I'm going to have to tell him about the disease and also the second mastectomy because afterwards I'll undergo a lot of chemo, and my husband won't be around to pinch-hit like he used to.

Judy, do I have to tell my teenage son about this in detail? His father just bugged out on us. I don't want him thinking I'm going to bug out, too -- although for reasons beyond my control obviously.

If so, what do I say to my kid? If not, how do I hide it and still keep being a Mom?

Celia

Dear Celia,

I am so sorry about your bad news. To answer the most important question: At 15, your son is old enough to absorb bad news -- but that's not all. He's also old enough to help out with chores, as I hope you know already.

In other words, some of those chores will now change: He can accompany you (after school hours) to the doctor; he can get your meds from the drugstore; he can call the drugstore if you need a refill. And he can help clean up around the house.

And speaking of duties: Despite the separation, your husband is going to have to be very busy as well -- with your son. I'm assuming (and hoping) you two stay in touch and see each other. Your son will need a lot of comfort during these next months, and a lot of help.

So yes, you need to talk to your son. Today. And you need to be candid. Try saying whatever you want to say in front of a mirror until it sounds right. Then after practice, say it to him. He not only needs to hear the truth, he has a right to it.

Thank you for writing,

Judy


 

OUR TOWN, OUR LIVES
MIXING NATURE AND NURTURE
AN APPRECIATION FOR MRS. JOHNSON
EXTREME DRIVING, TALKING TO A DEAD HUSBAND AND FEARING A SON


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COMMENTS (1)  

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Jo Russell
wrote on September 2, 2009 8:48am
Dear Judy, Great answers to tough questions to Celia and Len. Thank you for all the information and for your kindness. [Report Comment]

EXTREME DONATIONS, A SOMETIMES FRIEND AND BEQUEATHING A NECKLACE

PAINFUL CHARITIES, AN HONEST OBITUARY AND FINDING THE RIGHT WORDS

A PREMATURE FUNERAL, LAWYERING UP FOR INHERITANCE AND SYMPATHY FOR A NEIGHBOR

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STEP DAUGHTER TROUBLES, CHILDREN AT A FUNERAL AND FOOTING THE BILL

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A CAT'S LAST TRIP, A NEIGHBOR'S ACCIDENT AND POORLY TIMED NUPTIALS

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